We're Sydney's Strategic Mortgage Planning Partner You Never Thought You Needed

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25+ Years Experience 200+ Clients 100% Happiness

Citrine Home Loans is Sydney's trusted strategic mortgage planning specialist. Founded by experienced Mortgage Planner Jake Brennan, we work with Sydney families, first home buyers, and property investors who want more than just loan approvals – they want comprehensive finance strategies that build long-term wealth.

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Jake's Strategic Mortgage Planning Expertise:

Residential Home

Loans

First home buyers to luxury properties across Sydney

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Investment Property Portfolio

Strategic debt structuring for Sydney investors

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SMSF Property Loans

Superannuation property investment compliance and optimization

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NDIS Specialist Housing

Complex lending for specialist disability accommodation

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Construction Finance

Development and renovation funding strategies

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Debt Management

Ongoing optimization and annual reviews

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Our Strategic Approach

We specialise in structuring mortgage portfolios that maximise your borrowing power and minimise your costs, where the loans work for you, not the lender. From first home buyer strategies to sophisticated SMSF property investments, we have the knowledge and Sydney market expertise to structure the right solution.

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Our Track Record:

  • 95% loan approval success rate
  • 200+ successful Sydney settlements
  • Average $47,000 saved per client through strategic planning
  • Serving Greater Sydney from Eastern Suburbs to Western Sydney

Whether you're buying your first Sydney home, building a property portfolio, or optimizing existing debt, Jake's strategic mortgage planning approach ensures every loan forms part of a comprehensive wealth-building strategy.

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MEet

The Citrine Team

Jake Brennan

Founder & Strategic

Mortgage Planner

Scott Brennan

BDM

Kara Cole

Mortgage Planner

Christina Brennan

Mortgage Planner

Rosalia Zanatta

Admin

What Our Clients Say

Jake’s expertise in investment was evident throughout the process. His professional, transparent approach made everything run smoothly. I highly recommend Jake at Citrine Home Loans for exceptional mortgage brokerage services

Ram Saharan

6 months ago

Excellent service from Citrine Home Loans. They were professional, helpful, efficient, and kept me informed every step of the way. I secured an excellent SMSF home loan thanks to them and have no hesitation in recommending them to others

Barbara McFarlane

6 months ago

Amazing team at Citrine Home Loans. They helped me find the best mortgage, highly recommend if you need a mortgage broker in Sydney. They are prompt, helpful and very reliable

Pauline Haddad

6 months ago

I have had a great experience with Citrine Home Loans. Jake has been professional, quick and always aims to get us the best rates. Would recommend to anyone

Patrick C

6 months ago

If you need a mortgage broker in Sydney, Jake at Citrine Home Loans is the best. Their professional approach and commitment to securing the best NDIS loan for my needs were outstanding. - Michael Nicolaou

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